Rewards your safe driving

Safe driving has rewards that go beyond the safety of you, your loved ones, and other drivers. También puede recompensar tu billetera. The safer you drive, the higher your discount you can get with a driving behavior-based policy. Incluso obtendrás un descuento al instante solo por ingresar. And after four to six months of observing your driving habits, you can earn up to 40%b off your insurance.

OBTÉN TU COTIZACIÓN

bDiscounts do not apply to all discount elements: actual savings, availability and program criteria vary by state, coverage selections, rating factors and policy changes. El descuento en la inscripción se aplica hasta que un descuento de conducta de manejo se pueda calcular, que puede ser cero. Details and availability vary; program criteria differ in California and North Carolina.

Measure up—you're a better driver than you think

Your driving habits help determine how your discount is calculated with a driving behavior-based policy. We also have traditional, nontelematic auto policies available. Details and availability vary; program criteria differ in California and North Carolina.
  • La Lincoln Aviator circula por una carretera en el desierto durante el día

    Miles driven

    Generally, the more miles driven, the higher the chances of an accident.
  • Un hombre camina en frente de un vehículo Lincoln blanco que se detuvo para permitirle cruzar

    Hard braking and acceleration

    Los conductores seguros raras veces frenan de golpe o disminuyen de velocidad bruscamente.
  • Una Lincoln Nautilus detenida en un paso peatonal.

    Idle time

    Driving in stop-and-go traffic can be riskier than in steady-flowing traffic.
  • The front end of a Lincoln vehicle showing an illuminated headlight.

    Nighttime driving

    Driving between midnight and 5 a.m. may increase your chances of having an accident.
Se muestra una pareja parada junto al modelo Lincoln Nautilus​​​​​​​ Reserve con características disponibles.

Spend less time behind the wheel, spend less on insurance

If you're an occasional driver, work from home, or have a short commute, we have a policy that might be right for you. Enjoy all the great coverage of a traditional policy with a premium that is based on the number of miles you drive. Menos millas, tasa más baja. Es así de simple.

NOTE: Not available in the following states: AK, HI, LA, NC, NY, and OK. Program criteria differ in CA, OH and OR.

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A man walking to get into his Lincoln Corsair® SUV.

Spend less with bundling

Muchas veces, existe la necesidad de tener más de un tipo de póliza para adaptarse a tu estilo de vida. Podemos ayudarte a que sea más fácil con planes de paquetes personalizados. In addition to a singular policy for how well or how far you drive, you also have the ability to combine multiple policies. For example, bundling your home and auto insurance can save you up to 20%.c

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cAverage annualized savings on Nationwide Insurance home and auto premiums, compared to stand-alone price of each policy, based on national data from May 2020. Actual savings will vary based on state, policy coverage selections, and rating factors.
Mujer sentada al lado de un perro

Pet insuranced that protects your furry, feathery, and scaly friends

Our pets are just as much a part of the family as our human loved ones — we take their well-being just as seriously. So, whether your pet walks, slithers, or flies, we have a pet health insurance plan for them. Obtén cobertura para todo: desde controles y vacunas hasta enfermedades comunes y emergencias.

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Preguntas frecuentes

Lo que necesitas saber sobre el seguro para mascotas

A customer filing a claim on their cell phone.

Insurance claims

Puedes presentar un reclamo de seguro con Nationwide a través del siguiente enlace o llamando al 1-800-421-3535.

PRESENTAR UN RECLAMO

aLincoln Motor Company Insure is a product presented by Ford Motor Insurance Agency (FMIA NPN 95889, CA license #0C02678), a Ford affiliate and licensed insurance agency. La sede principal de Ford Motor Insurance Agency está en Dearborn, Michigan, con domicilio en Delaware. Lincoln Motor Company Insure is underwritten by Nationwide Insurance Company Of America (NICOA) in California, Nationwide General Company in New York, and in all other states Nationwide Mutual Insurance Company and affiliates. Oficina central: Columbus, OH. See LincolnMotorCompanyInsure.com for a full list of affiliates. Ford Motor Company, Lincoln Motor Company, Ford Credit, and Lincoln Automotive Financial Services are not insurance companies or agents.
Subject to underwriting guidelines, review, and approval. Product and discount details and availability vary. Lincoln Motor Company Insure no está disponible en AK, HI, LA, MA o OK. Los residentes de NY y FL deben llamar al 1-833-797-LINC para hablar con un agente sobre los productos disponibles. 

dPet products underwritten by Nationwide Mutual Insurance Company and affiliates Columbus, OH. El seguro para mascotas a nivel nacional está respaldado por Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (los demás estados), Columbus, OH. Agencia que consta en el acta: DVM Insurance Agency. Todas son subsidiarias de Nationwide Mutual Insurance Company. Insurance terms, definitions and explanations are intended for informational purposes only and do not replace or modify the individual insurance contracts, policies or declaration pages, which are controlling.

eDiscounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors, and policy changes. Durante la recopilación de información se aplica el descuento por inscripción, el descuento final se calcula de acuerdo a la conducta de manejo y podría ser cero. El descuento final se aplica en la siguiente renovación de la póliza y está sujeto a cambios de acuerdo al apoyo actuarial durante las renovaciones subsiguientes o a los cambios relacionados a conductores o vehículos en la póliza. Disponible en vehículos Lincoln modelo 2020 y más recientes que sean compatibles con el módem incorporado.  Requiere la aplicación Lincoln Way® y el servicio Lincoln Connect®. Not available on Continental® model. The Lincoln Way App, compatible with select smartphone platforms, is available via download. Se pueden aplicar cargos por mensajes y datos.

f
Variable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. Details and availability vary by state, policy original effective date and other factors. Mileage-based program not available in the following states: AK, HI, LA, NC, NY and OK. Safe Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Safe Driving Behavior Discount applies at the next policy renewal and remains while the vehicle is enrolled in the program. Safe Driving Behavior Discount not available in California.

Los descuentos establecidos son aproximados. Discounts do not apply to all coverage elements; actual savings, availability, and program criteria vary by state, coverage selections, rating factors and policy changes. El descuento en la inscripción se aplica hasta que un descuento de conducta de manejo se pueda calcular, que puede ser cero.